Does buying a write-off affect my insurance?

We spoke to Dave Bowcock, MD of Principal Insurance to find out if buying a damaged-repairable bike could affect your policy premiums…

“Usually if a bike has been written off and given a category of C or D, it’s because it is deemed uneconomical to repair. Depending on the damage, most insurers don’t have a problem with covering these machines if you want to put them back on the road, as long as they have a valid MOT (if applicable), or an engineer’s report. It’s always best to check with your broker first before buying or insuring the bike.”

For a fresh approach to bike insurance, call 0808 178 7922 or visit www.principalinsurance.co.uk